Want to use this CV?
Patrick Mooney
100 Royal Worcester Drive
London, England W1T 1JY Mobile: 7700 900129
Tel: (020) 7123 4567 patrick-mooney@email.com
Professional Summary
Experienced Commercial Credit Analyst who has worked closely with loan administrators to reduce lending risk. Adept at financial research, utilising productivity software and making presentations on commercial credit to executive teams. Specialises in financial research and understanding the economic backgrounds of bank lending clients.
Core Qualifications
- Certified commercial credit expert
- Extremely thorough financial research expert
- Experience in developing lending and credit models
- Very strong presentation and public speaking skills
- Works very well independently
- Comfortable presenting complex information to banking executives
- Able to put the customer first in client contact situations
Experience
March 2010 to July 2014 Bedard Lenders-Manchester, UK Commercial Credit Analyst
- Responsible for doing considerable research on larger potential borrowers.
- Assisted in making presentations to significant clients.
- Developed monthly report of funds outstanding to borrowers for executive team.
August 2005 to March 2010 Good Financial Corporation-Manchester, UK Commercial Credit Analyst
- Worked as part of a team that developed risk analysis criteria for each lending situation.
- Responsible for determining value of collateral for each secured transaction.
- Developed extensive spreadsheets outlining client assets and credit risks.
September 1997 to August 2005 Williams Finance-Manchester, UK Commercial Credit Analyst
- Responsible for developing detailed reports on credit and lending risks within a variety of industries.
- Assisted underwriters in establishing criteria for approving or denying client funding.
- Developed quarterly cash flow analysis that compared cash flow to credit outstanding.
Education
1996 Northern London College, London, England, UK, Bachelor of Science, Accounting