Organised Credit Officer who effectively identifies and resolves complex financial issues. Thrives in fast-paced and ever-changing business environments. Knowledgeable and innovative professional whose success is based on integrity, exceptional customer service, efficiency, and ambition.
Reporting and analysis
Deposit and credit understanding
Costa Corba Bank 10/1/2009 to Current Credit Officer London
Carry out credit analysis and requests on customers.
Interpret documentation to make appropriate decisions.
Recommend loan approvals or denials as well as limits.
Monitor daily credit operations and mentor junior officers.
Continually update regulatory and banking knowledge through training.
Macon Community Credit Union 7/1/2006 to 9/1/2009 Credit Officer London
Determined rate locks, issuance of disclosures, and overage, underage, and fee waivers.
analysed client assets to assess whether loans should be granted.
Coordinated loan closings and entire application process.
Updated branch loan policies in computer system.
Completed detailed financial analysis of individuals and companies.
London Financial 5/1/2004 to 6/1/2006 Junior Credit Officer London
Educated customers on the variety of loan products and available credit options.
Assisted seniour-level credit officers with complex loan applications.
Performed daily maintenance of the loan applicant database.
Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
Evaluated applicants’ financial status, credit, and property evaluation to determine loan feasibility.
University of London 2004 Bachelor of Science: Accounting London, England