Diligent Bank Credit Manager who remains current in credit and loan regulations and procedures within the financial industry. Adept at assessing client needs in a timely manner. Focused on meeting customer needs by drawing on sound knowledge of private and commercial loan management.
Well-rounded experience with managing credit and loans
Sound knowledge of analysing and evaluating financial information
Profound knowledge of cash flow procedures and structures
Strong ability to establish and maintain solid client relations
Proficient at observing, analysing and interrupting financial trends
Excellent internal and external communications and organisational skills
Ability to work well under pressure and meet strict deadlines
Adept at working well independently and in group settings
October 2007 to February 2009 Manchester Bank Manchester, UK Bank Credit Manager
Managed all loan and credit requests and made approval decisions.
Maintained a database of all borrowers in accordance with bank standards.
Established and maintained portfolios of all current lenders.
Ensured that all credit and loan standards were applied.
Periodically reviewed lender portfolios to identify possible risks.
Worked with colleagues on more involved loan and credit transactions. May 2009 to July 2011 Investment Solutions, Ltd. Manchester, UK Bank Credit Manager
Determined loan approvals and prepared required documentation upon approval.
Processed credit approval documents.
Prepared and disbursed loan commitment letters.
Maintained contact with all individuals with open loans or lines of credit. August 2011 to Present Manchester Savings & Loan Association Manchester, UK Bank Credit Manager
Met with customers requesting loans or lines of credit to start determination process.
Coordinated with team members to ensure customers received timely responses.
Performed internal audits of credit and loan procedures.
2007 University of Cambridge, Cambridge, England, UK Associate’s Degree, Finance